Medicare Basics

Get Started With Medicare

Medicare is federal health insurance for people 65 or older or those with certain disabilities. You’re first eligible to sign up for Medicare three months before you turn 65. 

Everything In One PlacE

Medicare Parts

Medicare is split into four parts and identified by a letter. Learn about the four parts of Medicare and what they cover.

PART A

Helps cover inpatient care in hospitals, skilled nursing facility care, hospice care, and home health care.

PART B

Helps cover services from doctors and other health care providers, outpatient care, home health care,  medical equipment like wheelchairs, walkers, hospital beds, and other equipment.

Part B also covers many preventive services, like screenings, shots or vaccines, and yearly well visits.

PART C

Part C, also known as a Medicare Advantage Plan, is a Medicare approved plan from a private company and is an alternative to Original Medicare (Parts A and B).

 

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PART D

Part D, known as a Drug Coverage, helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Part D plan in addition to Original Medicare or by joining a Medicare Advantage plan.

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Medicare Supplemental Insurance

Medigap

Medicare Supplemental Insurance, also known as Medigap, is extra insurance you can purchase from a private company to help pay your share of costs in Original Medicare. 

Policies are standardized, and the benefits in each lettered plan are the same, no matter which insurance company you purchase through.

Medicare Options

What are your Medicare Options?

When it’s time to sign up for Medicare, you have two options to get the coverage that’s right for you.

Original Medicare

Original Medicare includes Part A and Part B. It allows you to use any hospital or doctor in the US that accepts Medicare and allows you to choose a Drug Plan (Part D) to get Medicare Drug Coverage.

To help you cover out-of-pocket costs, you can also purchase supplemental coverage, like Medigap, or have coverage through your former employers, a union, or Medicaid.

Medicare Advantage (Part C)

Medicare  Advantage (Part C) is a Medicare-approved plan offered through a private company. The plans include Part A, Part B, and usually Part D, and are an alternative to Original Medicare.

Medicare Advantage plans may offer lower out-of-pocket costs and even offer extra benefits, like dental, vision, and hearing, that Original Medicare doesn’t.

live medicare workshops

Still Not Sure Which Medicare Plan is Right For You?

Attend one of our free Medicare workshops to learn more about your options before you turn 65.

Medicare Basics

Learn the basics of Medicare from an expert so you know which options are best for you.

Supplement Options

Learn about Medicare supplement plans (Medigap) and how it can fill in the “gaps” in Original Medicare.

Enroll

Enroll in Medicare and your supplemental plans with an expert dedicated to getting you the best coverage for your needs.

Phone

(940) 781-0359

Location

1400 Preston Road, Suite 400

Plano, Texas 75093